Go to top

DEBT FINANCING

  • Home Loan* Home Loans are the core focus of the company.
  • Business Loan (SME/MSME)
  • Loan against Property
  • Startup Loans
  • Vehicle Loans
  • Working Capital Loans
  • Over Draft(OD), Credit Card(CC)
  • Personal Loan
  • Education Loan

Debt Financing Assistance Services involve guiding individuals or businesses through the entire process of obtaining loans from banks, NBFCs (Non-Banking Financial Companies), or financial institutions. These services are crucial for startups, SMEs, and even individuals looking for personal or home loans. Here's a detailed breakdown of what Debt Financing Assistance Services typically include:

Loan Requirement Assessment

  • Financial Need Analysis: Understand and evaluate how much loan is required and for what purpose (business expansion, machinery, working capital, etc.).
  • Loan Type Matching: Match the client’s needs with the right type of loan (term loan, working capital loan, OD/CC, MSME loan, project loan, etc.).

Documentation Support

  • Document Checklist Preparation: Providing a list of required documents depending on the loan type.
  • Document Collection and Verification: Help in organizing and verifying personal, financial, and business documents such as:
    • KYC documents
    • Income tax returns (ITRs)
    • Balance sheets and profit & loss statements
    • Bank statements
    • Business registration certificates
    • Project reports / DPRs

Project Report & Financial Statement Preparation

  • Prepare a Detailed Project Report (DPR) tailored to the loan application.
  • Assist with:
    • Balance sheets and profit & loss statements
    • Bank statements
    • Business registration certificates
    • Project reports / DPRs

Lender Identification and Matching

  • Identify the most suitable banks, NBFCs, or financial institutions.
  • Compare:
    • Interest rates
    • Repayment terms
    • Processing fees
    • Collateral requirements
    • Government schemes/subsidies (like Mudra, PMEGP, CGTMSE)

Application Submission and Processing

  • Filling out the loan application
  • Submitting to multiple lenders (if applicable)
  • Coordinating with bank officials and relationship managers

Follow-up and Processing Support

  • Tracking application status
  • Responding to bank queries
  • Coordinating site visits or interviews (if needed)
  • Ensuring timely processing and sanction

Loan Sanction and Disbursal Assistance

  • Reviewing sanction letters for accuracy
  • Helping with agreement signing
  • Coordinating for loan disbursal and account setup

Post-Loan Services

  • EMI planning and management
  • Refinancing or top-up loan support
  • Assistance with repayment restructuring in case of financial hardship
  • Loan foreclosure and closure formalities

Advisory and Consulting

  • Financial health check-up before loan application
  • Credit score analysis and improvement advice
  • Collateral evaluation and asset structuring
  • Legal and tax advisory related to loan structure